Spark business card travel insurance

With our business cards, you can earn unlimited rewards with no limits or expiration on all your purchases. Learn more about individual card terms and rewards for our cash back and travel reward cards.

Earn up to 2% in cash back on every purchase

Plus, earn additional rewards when you book travel with Capital One Travel.

Earn up to 2x miles on every purchase

Plus, earn additional rewards when you book travel with Capital One Travel.

Elevate your travel

Travel smarter with Capital One business rewards cards

Book through Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

Save money on foreign transactions

You won’t pay a transaction fee when making a purchase outside the United States. Learn about foreign transaction fees.

Transfer your miles to participating partners

Use your Capital One Business travel card and transfer miles to one of our 15+ travel loyalty partners. 1

Enroll in TSA PreCheck® or Global Entry

Eligible Cards Venture X Business and Spark 2x Miles

Receive up to $100 credit for TSA PreCheck® or Global Entry. 2

Escape to the Capital One Lounge

Unlimited access for Venture X Business and 2 complimentary visits for Spark 2x Miles cardholders. All other travelers are welcome at the standard rate of $65.

Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options. Explore the Capital One Lounge.

Enjoy hotels from the Premier Collection

Eligible Cards Venture X Business and Spark 2x Miles

Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking. 3

How do I earn, redeem and transfer my miles?

Earn unlimited miles on every purchase, plus get elevated rewards on bookings through Capital One Travel. 4

Use your miles to book flights, hotels and more. You can view your point balance at any time when you sign in to the travel portal.

To transfer your Capital One miles, sign into your account, navigate to the rewards page and follow the prompts to convert rewards.

Control your account

Manage your account, software integrations and your employee cards from anywhere

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Capital One Business offers integrations with several software providers

Easily sync your accounts and simplify your financial management process with Sage Intacct 5 or Concur Expense.

Earn rewards on employee spending

Set up free employee cards and track employee spending while earning rewards on every purchase.

Manage employee cards from anywhere

Manage users from your laptop, tablet or mobile device. Take care of your account while working or even when you’re on the go.

Stay on top of employee spending

Monitor employee spend using the personalized spend tracker to see how much has been spent, pending transactions and more.

Explore individual card terms and rewards to find the right card for your business

Keep your business card protected

Our cards are designed to protect you and your business

security benefits & features

Virtual cards Make safer payments and simplify your expenses without exposing your physical card number.

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Fraud alerts

Receive an email or text message alert if we detect a potential mistake or unexpected charge on your account.

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Spend limits Set customized spending limits for employee cards and see transactions as soon as they post.

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Lock your card or an employee’s if it has been misplaced, lost or stolen.

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Get business grade protection

You’re never liable for fraudulent charges

With $0 fraud liability, you won’t be responsible for unauthorized charges if your card or an employee’s card is stolen.

Be alerted of any suspicious activity

Set up security alerts to be notified via text, email and phone if Capital One notices potential suspicious transactions on your account. Add your information.

Access support whenever you need it

Eno, your Capital One Assistant, keeps an eye on your accounts 24/7 and sends alerts when something’s up. Learn about Eno. 6

Protect purchases with extended warranty

Get free additional warranty and protection on eligible items that you purchase with your card. Learn about our warranty.

Support and resources when you need them

Check out our additional resources

Small Business Card FAQs

Find answers to questions and read additional helpful information about our small business cards.

Business Hub

See how we can support your growing business with articles, podcasts and more from business leaders.

Capital One Shopping

Save money and earn rewards with our free tool that finds the best deals online. No Capital One card required.

The benefits described pertain to Capital One small business cards and may not be available with consumer, co-brand and retail partner cards. Some benefits are only available to the primary account holder and not authorized users. Not all small business cards are eligible for all benefits.
Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.

Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.

To receive a statement credit, you must use your Venture X Business or Spark Miles card to either complete the Global Entry application and pay the $100 application fee, or complete the TSA Pre✓® application and pay the $85 application fee. Credit will appear within two billing cycles and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a Spark Miles Select card, any Capital One card that is not a Spark Miles card or paid for with PayPal® are not eligible for a statement credit. Refer to Account Terms for additional details.

Premier Collection experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

Benefits available to eligible cardholders for Premier Collection bookings include: daily breakfast for two, complimentary Wi-Fi, a $100 experience credit, and (when available) room upgrades, early check-in and late checkout. Booking must be made through Capital One Travel in the eligible cardholder’s name, with cardholder as member of party traveling, to qualify for benefits. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by hotel for booking. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits subject to change without notice. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits in our sole discretion. See travel.capitalone.com/terms-of-service for additional terms.

Services such as price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. See Capital One Travel Terms and Conditions for details.

Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.

© 2023 The Sage Group plc or its licensors. Sage, Sage logos, Sage product and service names mentioned herein are the trademarks of The Sage Group plc or its licensors. All other trademarks are the property of their respective owners.

Certain bank accounts are not eligible to text with Eno.